Pre-Legal · MCA Funders

Resolution before escalation.

A pre-collections agency for MCA funders. We stabilize distressed accounts, restore communication, and build realistic resolution frameworks — before legal is the only option left.

INTAKEaccount in
OUTREACHdirect contact
RESOLUTIONstructured path
AGREEMENTpayments resume
01The Proof

Real accounts. Real resolution.

$654K+

In settlement agreements

52%

Resolution success rate

99

Accounts handled to date

<48h

To first merchant outreach

Resolution feed
Sample
TX$34,200Active
FL$28,900In Process
OH$52,400Active
AZ$21,600In Process
02What We Do

Pre-collections for MCA funders.

We step in early to stabilize distressed accounts, restore communication, and build realistic resolution frameworks — before legal escalation becomes necessary.

Restore Communication

We re-establish productive dialogue between funders and merchants to create a path forward.

Structured Resolution

We build realistic payment frameworks that work for both sides — before legal becomes the only option.

Full Documentation

Every step is documented. Every agreement is clear. No ambiguity, no surprises.

Account Stabilization

We intervene early to prevent further deterioration and preserve viable resolution paths.

The reality of today's MCA environment

Distress impacts both sides.

For Funders

Stacked exposure, rising defaults, and expensive legal timelines. When accounts go silent, the options narrow fast and the costs compound.

For Merchants

Many are influenced by unqualified operators who disrupt communication and eliminate viable settlement opportunities — making a difficult situation worse.

The result? Escalation instead of resolution. We exist to change that.

03The Process

Five steps. Full resolution.

A structured process designed to create resolution for both sides.

Step 01

Account Intake

The funder sends us the account details and outstanding balance. That's all we need to get started.

Step 02

Initial Outreach

Our team reaches out directly — professionally, transparently, and without adversarial pressure.

Step 03

Present a Path Forward

We explain there's an opportunity to resolve the situation before it escalates to legal proceedings.

Step 04

Merchant Decides

The merchant chooses the resolution structure that works best — consolidate all positions or address them individually.

Step 05

Agreement & Payments

We formalize the agreement and payments resume weekly — structured, documented, and tracked.

Why funders work with us

Zero Cost to Funders

No retainers, no management fees, no long-term contracts. Our fees are collected on the backend — only when the resolution performs.

Real-Time Visibility

Every account is tracked in a live data room with real-time updates, performance status, and full documentation.

Continuous Communication

We maintain open lines with all parties throughout the process — status updates, document requests, and progress reports.

04The Data Room

You see what we see. In real time.

Every deal you send us is tracked, documented, and visible to you through your dedicated data room. No black boxes. No waiting for updates.

Daily Summary

A clear snapshot of where your leads stand

Every day, your data room shows a summary of progress across every deal. How many leads you sent, how many we closed, and how we are performing overall — all in one view.

  • Deals sent, responded, and successfully closed
  • Success rate and total amount in settlement
  • Updated daily so you always know where things stand
dataroom.fullrtr.com/summary
Daily summary report showing deals sent, responded, closed, success rate, and total settlement amount
Settlement Tracking

Closing deals is only half the job

We don't just close settlements — we make sure they're being fulfilled. You can see in real time whether each deal is performing, meaning the client is actively making payments. If a deal falls off, you know immediately.

  • Active vs. Default status on every deal
  • Balance-level visibility across your portfolio
  • Real-time proof that settlements are being honored
dataroom.fullrtr.com/tracking
Breakdown of deals in settlement showing individual balances with active and default status indicators
Lead Database

Every lead, organized and ready for your decision

Every lead you send us is added to a centralized database with its date, balance, settlement status, and notes. When it comes time to decide which deals to send to legal, you have everything organized in one place.

  • Complete history of every lead with status and notes
  • Settled, In Process, and performance tracking
  • Know exactly which deals to escalate and which to hold
dataroom.fullrtr.com/database
Centralized lead database showing dates, deals, balances, settlement status, and performance notes
05Get Started

Referral-only access. Limited partnerships.

We partner exclusively with funders who come through trusted referrals. If you're here, someone in your network already trusts us with their capital.